Take control of your future.
Take control of your future.
Take control of your future.
Retire with dignity.
Retire with dignity.
Retire with dignity.
The AI-powered financial planning app that turns daily money habits into long-term freedom—anonymously, confidently, and affordably. Built for working professionals and families in Singapore and the Philippines.
The AI-powered financial planning app that turns daily money habits into long-term freedom—anonymously, confidently, and affordably. Built for working professionals and families in Singapore and the Philippines.
Beta Version is still being tested.
Beta Version is still being tested.
PLANR IS COMING SOON ON APPLE STORE AND GOOGLE PLAY STORE
PLANR IS COMING SOON ON APPLE STORE AND GOOGLE PLAY STORE
PLANR IS COMING SOON ON APPLE STORE AND GOOGLE PLAY STORE
WELCOME TO
Get Started


9:41
ENTER AMOUNT
Cash
₱
0
Note:
Enter a note
Select Category
Today
How often do you receive this income?
Monthly
Bi-monthly
Weekly
Save
Add Transaction
9:41
Amount you can spend
9,500
10,000
Total Budget
500
Total Spent
16 days
End of month
Grocery
3,000
Left 2,500
Great job! You're staying within your budget for Grocery.
Bills
2,000
Left 2,000
Beauty
5,000
Left 4,000
August 2024
Monthly
Budget
Create budget
Income
Expense
Budget
Goals
Emergency Fund
Investment
Retirement
Loans
Home
Tracker
Marketplace
Account
Add Transaction
9:41
Boracay 2025
106 DAYS LEFT
Due Date
Dec 1, 2024
Amount saved
₱0
out of ₱ 10,000
Add amount
To reach your goal before the deadline, aim to save ₱94.34 daily. Let's stay on course and hit that financial target together!
TRANSACTIONS
Created goal
Boracay
Sep 16, 2024
Goal Details
9:41

The Reality
Financial security
Financial security
shouldn't be a mystery.
shouldn't be a mystery.
"95% of Filipino seniors cannot retire. Of the 5% who can retire, 4 of the remaining 5 will run out of money before they die."
"95% of Filipino seniors cannot retire. Of the 5% who can retire, 4 of the remaining 5 will run out of money before they die."
— Wealth Management Center (Makati, Philippines), November 2023
— Wealth Management Center (Makati, Philippines), November 2023
Hard work is only half the battle. True security comes from intentional planning. Planr bridges the gap between daily frustration and long-term clarity by providing the professional framework every household needs to thrive.
Hard work is only half the battle. True security comes from intentional planning. Planr bridges the gap between daily frustration and long-term clarity by providing the professional framework every household needs to thrive.
Our Solution
From frustration to an inclusive solution
From frustration to an inclusive solution
Gain a clear, real-time view of your income and expenses
Gain a clear, real-time view of your income and expenses
Experience true anonymity by design—no bank links or personal IDs required
Experience true anonymity by design—no bank links or personal IDs required
Generate your own SALN and PFP reports—high-level wealth documentation, simplified for your phone
Generate your own SALN and PFP reports—high-level wealth documentation, simplified for your phone
Consult with confidence and get personalized advice from vetted financial experts through our Marketplace
Consult with confidence and get personalized advice from vetted financial experts through our Marketplace
Features
A complete financial companion in your pocket
A complete financial companion in your pocket
From daily expense tracking to retirement planning—everything you need to make confident money decisions, designed for Southeast Asian households.
From daily expense tracking to retirement planning—everything you need to make confident money decisions, designed for Southeast Asian households.
Proactive Cash Flow Tracking
Proactive Cash Flow Tracking
Skip the risky bank syncs. Planr allows you to manually record your income and expenses, giving you the intentionality needed to truly master your spending habits.
Skip the risky bank syncs. Planr allows you to manually record your income and expenses, giving you the intentionality needed to truly master your spending habits.
Easily add and edit your income and expenses
Easily add and edit your income and expenses
Visual breakdown of where your money goes
Visual breakdown of where your money goes
Stay on track with your budget in real time
Stay on track with your budget in real time
Retirement Gap Calculator
Retirement Gap Calculator
Determine your Retirement Gap using professional wealth management standards. Our engine calculates your Sustainability Condition and Safe Withdrawal Rate (SWR) to ensure your desired lifestyle stays fully funded.
Determine your Retirement Gap using professional wealth management standards. Our engine calculates your Sustainability Condition and Safe Withdrawal Rate (SWR) to ensure your desired lifestyle stays fully funded.
See how much you need for retirement
See how much you need for retirement
Clear view of your progress toward your goal
Clear view of your progress toward your goal
Overview of assets and liabilities in one place
Overview of assets and liabilities in one place
Emergency Fund Dial
Emergency Fund Dial
Build a financial safety net based on your real spending history, not just a guess. Track your progress toward a 3-to-6-month emergency fund using our intuitive visual dial.
Build a financial safety net based on your real spending history, not just a guess. Track your progress toward a 3-to-6-month emergency fund using our intuitive visual dial.
Calculate your recommended emergency fund amount
Calculate your recommended emergency fund amount
Track your progress toward your target
Track your progress toward your target
View a clear breakdown of your fund growth
View a clear breakdown of your fund growth
Big Expense Planner
Big Expense Planner
Plan ahead for life’s major expenses — from personal goals to long-term commitments like education and insurance.
Plan ahead for life’s major expenses — from personal goals to long-term commitments like education and insurance.
Create savings goals for travel and personal wants
Create savings goals for travel and personal wants
Track and manage your insurance policies
Track and manage your insurance policies
Plan your child’s education and estimate future costs
Plan your child’s education and estimate future costs
Anonymity by Design
Anonymity by Design
We built Planr so there is nothing to steal. With our Zero-Link Guarantee, your website interaction and anonymous app data are siloed in separate worlds, ensuring your identity remains 100% private.
We built Planr so there is nothing to steal. With our Zero-Link Guarantee, your website interaction and anonymous app data are siloed in separate worlds, ensuring your identity remains 100% private.
Anonymous sign-up option
Anonymous sign-up option
No API banking connections required
No API banking connections required
Your data stays fully under your control
Your data stays fully under your control
SALN & PFP Reporting
SALN & PFP Reporting
Generate your personal Statement of Assets, Liabilities, and Net Worth (SALN) and Personal Financial Position (PFP) reports in seconds. Standardize your wealth documentation with ease.
Generate your personal Statement of Assets, Liabilities, and Net Worth (SALN) and Personal Financial Position (PFP) reports in seconds. Standardize your wealth documentation with ease.
Generate standardized wealth snapshots in seconds
Generate standardized wealth snapshots in seconds
Professional formats accepted by banks and institutions
Professional formats accepted by banks and institutions
No manual spreadsheets—automated from your tracked data
No manual spreadsheets—automated from your tracked data
The Marketplace
The Marketplace
Connect with Financial Advisors through our Marketplace. Book private consultations and securely share your financial snapshot for more productive, professional guidance.
Connect with Financial Advisors through our Marketplace. Book private consultations and securely share your financial snapshot for more productive, professional guidance.
Connect with vetted specialists across diverse financial fields
Connect with vetted specialists across diverse financial fields
Securely share your financial snapshot for high-impact consultations
Securely share your financial snapshot for high-impact consultations
Privacy-first interactions with optional one-way video support
Privacy-first interactions with optional one-way video support
How It Works
From daily habits to long-term freedom
From daily habits to long-term freedom
Two minutes a day. That's all it takes to finally know what you can spend, stay on track for your emergency fund, and secure your retirement.
Two minutes a day. That's all it takes to finally know what you can spend, stay on track for your emergency fund, and secure your retirement.
01
01
Capture daily expenses
Capture daily expenses
Log spending in seconds with our ultra-fast keypad. Works offline, syncs when ready. Zero friction.
Log spending in seconds with our ultra-fast keypad. Works offline, syncs when ready. Zero friction.
02
02
Auto-generate statements
Auto-generate statements
Your income and expenses transform into household financial statements automatically—no spreadsheets needed.
Your income and expenses transform into household financial statements automatically—no spreadsheets needed.
03
03
Track smart dials
Track smart dials
Monitor Emergency Fund months, Retirement Gap, and goal progress with visual dials that show real progress.
Monitor Emergency Fund months, Retirement Gap, and goal progress with visual dials that show real progress.
04
04
Get AI nudges
Get AI nudges
Receive personalized, coach-like guidance that helps you make confident money decisions week by week.
Receive personalized, coach-like guidance that helps you make confident money decisions week by week.
About Us
Financial freedom for everyone
Financial freedom for everyone
Plan'r was born from a simple observation: millions of working adults are quietly terrified they'll never be able to retire—not comfortably, not on time, and for many, not at all.
Plan'r was born from a simple observation: millions of working adults are quietly terrified they'll never be able to retire—not comfortably, not on time, and for many, not at all.
One of our founders, an SEC-registered securities representative and certified wealth planner, spent decades helping people achieve financial freedom. One truth became crystal clear: financial literacy changes lives.
One of our founders, an SEC-registered securities representative and certified wealth planner, spent decades helping people achieve financial freedom. One truth became crystal clear: financial literacy changes lives.
This isn't just another budgeting tool. It's a pocket financial companion with a retirement engine—built for those silently struggling with expenses, debt burden, and the fear of their financial future. We combine anonymity, AI-guided planning, and deep cultural empathy.
This isn't just another budgeting tool. It's a pocket financial companion with a retirement engine—built for those silently struggling with expenses, debt burden, and the fear of their financial future. We combine anonymity, AI-guided planning, and deep cultural empathy.

Our Mission
Our Mission
To become your pocket financial planning companion—empowering you with the tools and knowledge to take control of your financial future.
To become your pocket financial planning companion—empowering you with the tools and knowledge to take control of your financial future.
Who Planr is for
Who Planr is for
Young professionals who want to build financial discipline
Young professionals who want to build financial discipline
Families planning for education and long-term security
Families planning for education and long-term security
Anyone who wants clarity before making big financial decisions
Anyone who wants clarity before making big financial decisions
Get in Touch
Have Questions?
Have Questions?
We'd love to hear from you. Send us a message and we'll respond within 24 hours.
We'd love to hear from you. Send us a message and we'll respond within 24 hours.
FAQs
Common Questions
Common Questions
Is Plan'r really free to use?
Is Plan'r really free to use?
Do I need to share my identity?
Do I need to share my identity?
Is this designed for Southeast Asians?
Is this designed for Southeast Asians?
How is this different from other finance apps?
How is this different from other finance apps?
Ready to take control of your finances?
Ready to take control of your finances?
Ready to take control of your finances?
The sooner you start organizing your finances, the more confident your decisions become.
The sooner you start organizing your finances, the more confident your decisions become.
The sooner you start organizing your finances, the more confident your decisions become.

A privacy-first, AI-powered financial planning app for working professionals in Singapore and the Philippines.
Give us a call
+63 917 627 6750
Get in touch with us
support@financial-planr.com
Our locations
Metro Cebu, Singapore & Metro Manila
© 2026 Plan'r. All rights reserved.
© 2026 Plan'r. All rights reserved.